Interpipe Inc. is a steel pipe distributor of new
and used structural steel pipe. We have several
large stocking locations of Seamless, ERW,
Spiralweld and DSAW pipe.
2" OD–48" OD in a variety of wall thicknesses
are stocked in all locations.
Piling Pipe 80,000 min yield seamless pipe for
Micro Piling.
Seamless and ERW pipe for Driven Piles,
Screw Piles and Drill Piles.
Large Diameter pipe for Driven Piles or
Caissons.
ONTARIO
3320 Miles Road, RR#3
Mount Hope, Ontario
L0R 1WO
Local: (905) 679-6999
Toll Free: (877) 468-7473
Fax: (905) 679-6544
QUEBEC
805 1 ère Avenue
Ville Ste. Catherine, Quebec
J5C 1C5
Local: (450) 638-3320
Toll Free: (888) 514-0040
Fax: (450) 638-3340
www.interpipe.com
to criminals. When employees use company laptops or
take home company desktops, they are often outside of the
defensible perimeter of the firm. When they use personal
computers or mobile devices for work, the problems compound
because wifi networks, personal devices and software
have neither adequate cyber hygiene nor corporate controls,
supervision and licences. As a result, individuals and businesses
are rapidly becoming victims of interruption, fraud,
privacy breaches and theft of monies, as well as sensitive data.
Although cyber insurance can cover many of these perils,
some cyber insurers require written policies for Bring Your
Own Device and Work from Home. It’s expected that cyber
markets will begin to address these areas at annual renewals.
Ensure current policies and procedures measure
up to the new threat scape and to potential new
underwriting questions.
Umbrella/excess insurance
For the last few years carriers have been increasing premiums
and reducing limits on umbrella/excess insurance policies
due to recent global loss trends and increasing jury payouts.
Unfortunately, this does not yet take into account the potential
pressure new COVID-19 lawsuits will have on the market.
If a business needs an umbrella/excess tower, it is likely
the business will need more layering/carriers than in years
past. Work with a broker to develop limits benchmarking and
devise the best strategy before going out to market.
Conduct a pre-renewal assessment and create a
market strategy
Businesses facing premium increases and limit reductions
are strongly encouraged to conduct a thorough pre-renewal
analysis with their broker. Review the limits on each policy
and understand the current and potentially heighted exposures
during the COVID-19 pandemic. Develop a strategy to
deal with underwriting questions related to the impact of
COVID-19 on operations and financials to ensure the best
possible outcomes at renewal.
Travis McElvany is executive vice president/risk manager and
a global broker at HUB International, the world’s fifth largest
insurance brokerage. His expertise lies in providing robust risk
management and insurance brokerage services across multiple
industry sectors, building complex risk financing programs.
BUSINESS
As businesses begin
to bring non-essential
employees back to
work, there is potential
for a different type of
workers’ compensation
claim to arise.
PILING CANADA 47
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/www.interpipe.com
